[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.alldeco.cz\/nenechte-se-zaskocit-bankovnimi-zkratkami\/#Article","mainEntityOfPage":"https:\/\/www.alldeco.cz\/nenechte-se-zaskocit-bankovnimi-zkratkami\/","headline":"Nenechte se zasko\u010dit bankovn\u00edmi zkratkami","name":"Nenechte se zasko\u010dit bankovn\u00edmi zkratkami","description":"V\u0161echno je v\u00fdhodn\u00e9 a v\u0161echno se vyplat\u00ed. Reklamy na p\u016fj\u010dky takhle \u010dasto vypadaj\u00ed. V\u017edy to&#8230;<div class=\"more-link-wrapper\"><a class=\"more-link\" href=\"https:\/\/www.alldeco.cz\/nenechte-se-zaskocit-bankovnimi-zkratkami\/\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\">Nenechte se zasko\u010dit bankovn\u00edmi zkratkami<\/span><\/a><\/div>","datePublished":"2019-09-15","dateModified":"2019-09-15","author":{"@type":"Person","@id":"https:\/\/www.alldeco.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.alldeco.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"alldeco.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.alldeco.cz\/wp-content\/uploads\/img_a364919_w1886_t1578135578.jpg","url":"https:\/\/www.alldeco.cz\/wp-content\/uploads\/img_a364919_w1886_t1578135578.jpg","height":0,"width":0},"url":"https:\/\/www.alldeco.cz\/nenechte-se-zaskocit-bankovnimi-zkratkami\/","wordCount":417,"articleBody":"        V\u0161echno je v\u00fdhodn\u00e9 a v\u0161echno se vyplat\u00ed. Reklamy na p\u016fj\u010dky takhle \u010dasto vypadaj\u00ed. V\u017edy to nemus\u00ed b\u00fdt pravda, ale jak to poznat? Z\u00e1kladem je se alespo\u0148 trochu vyznat v tom, co slibuj\u00ed. Pokud jste nevystudovali ekonomickou fakultu na vysok\u00e9 \u0161kole, m\u016f\u017eete s t\u00edm m\u00edt trochu pot\u00ed\u017ee. V\u011b\u0159te ale, \u017ee zas tak slo\u017eit\u00e9 to nen\u00ed. Jen mus\u00edte v\u011bd\u011bt, na co se soust\u0159edit.  Co znamenaj\u00ed zkratky za \u00farokovou sazbou? Jist\u011b jste si u\u017e v\u0161imli, \u017ee za procenty uveden\u00fdmi v reklam\u00e1ch, na bannerech i v prospektech bankovn\u00edch spole\u010dnost\u00ed se nach\u00e1z\u00ed mal\u00e1 zkratka ze dvou p\u00edsmen. S \u010d\u00edm se m\u016f\u017eete setkat a co znamenaj\u00ed? Nenechte se zbyte\u010dn\u011b zasko\u010dit jen d\u00edky tomu, \u017ee se nem\u00e1te dostatek informac\u00ed. Zkratka p.d. (per diem) se u\u017e\u00edv\u00e1 nej\u010dast\u011bji u poplatk\u016f za zpo\u017ed\u011bnou platbu, proto\u017ee jde o sazbu za den. P.m. (per mensem) ozna\u010duje m\u011bs\u00ed\u010dn\u00ed \u00farokovou sazbu za m\u011bs\u00edc. P.q. (per quartum) je za \u010dtvrtlet\u00ed, zat\u00edmco p.s. (per semestr) za p\u016fl roku. \u010casto u\u017e\u00edvan\u00e1 je tak\u00e9 p.a. (per annum), tedy sazba za rok. Je d\u016fle\u017eit\u00e9 si na to d\u00e1t pozor, proto\u017ee rozd\u00edly v kone\u010dn\u00e9 cen\u011b mohou b\u00fdt astronomick\u00e9.  Rozd\u011blen\u00ed typ\u016f \u00faro\u010den\u00ed Ano, i n\u011bkter\u00e9 \u00faroky se d\u00e1le zhodnocuj\u00ed. Rozd\u011blit je lze podle zp\u016fsobu proveden\u00ed a podle term\u00ednu. Z prvn\u00edho uveden\u00e9ho m\u00e1te mo\u017enost: jednoduch\u00e9 \u2013 k dal\u0161\u00edmu \u00faro\u010den\u00ed nedoch\u00e1z\u00ed, slo\u017een\u00e9 \u2013 d\u00e1le se zhodnocuj\u00ed, sm\u00ed\u0161en\u00e9 \u2013 kombinace dvou p\u0159edchoz\u00edch. Dle term\u00ednu v\u00fdplaty se m\u016f\u017eete setkat se dv\u011bma druhy, a to: p\u0159edlh\u016ftn\u00ed \u2013 vypl\u00e1c\u00ed se na po\u010d\u00e1tku obdob\u00ed, polh\u016ftn\u00ed \u2013 vypl\u00e1c\u00ed se na konci obdob\u00ed. Soust\u0159e\u010fte se na d\u016fle\u017eit\u00e9 Bez velk\u00e9ho p\u0159em\u00fd\u0161len\u00ed \u010di proch\u00e1z\u00ed \u00fadaj\u016f m\u00e1te mo\u017enost ud\u011blat spr\u00e1vn\u00e9 rozhodnut\u00ed. Jak? Sta\u010d\u00ed, kdy\u017e se soust\u0159ed\u00edte na hodnotu RPSN. To je u p\u016fj\u010dek kl\u00ed\u010dov\u00fd \u00fadaj, kter\u00fd nesm\u00edte minout. Jedn\u00e1 se o kompletn\u00ed n\u00e1klady, kter\u00e9 budete muset bance uhradit. I podle tohoto jedin\u00e9ho \u00fadaje m\u016f\u017eete zjistit, zda se v\u00e1m \u00fav\u011br na konci vyplat\u00ed nebo ne. A hlavn\u011b zjist\u00edte, kolik na n\u011bm p\u0159eplat\u00edte.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nenechte se zasko\u010dit bankovn\u00edmi zkratkami","item":"https:\/\/www.alldeco.cz\/nenechte-se-zaskocit-bankovnimi-zkratkami\/#breadcrumbitem"}]}]